Origination Analyst

Posted: 03/30/2025

The Origination Analyst is responsible for reviewing prospective opportunities brought to the Bank by the Loan Officers and assisting the Loan Officer in various aspects of the loan life cycle including the progression of the Loan through approval and closing.  The Origination Analyst gathers and analyzes credit information on current and prospective borrowers to monitor ongoing performance and evaluate the creditworthiness of prospective loan opportunities.

ESSENTIAL FUNCTIONS 

  • Assist the Loan Officer in various phases of the loan life cycle (from application to post-closing) which may include:
    • Compiling necessary information needed to evaluate loan opportunities accurately. 
    • Evaluating and presenting commercial loan opportunities to the Loan Officers.
    • Drafting commercial loan proposals.
    • Communicating with the borrower and Bank staff throughout the loan process.
    • Working with the loan closing team and the Bank’s attorney to close the loan.
    • Maintaining accurate document management records of clients and managing the process to request, collect, and store client documents.
    • Updating relevant reports within Salesforce
    • Reviewing completed Loan Presentation
    • Reviewing and processing advance requests
  • Monitor and track borrower performance for identified relationships
  • Perform market, industry, and economic analyses to identify trends and variances.
  • Collaborate with a team of commercial loan analysts and ensure accurate analysis is performed on new and existing loan data
  • Maintain accurate department records and other duties as assigned by supervisor.
  • Assist in various special projects as assigned.